-Questions to Ask Your Insurance Company-

• Do I have coverage for diagnostic testing for infertility?
• Do I have coverage for treatment for infertility?
• Do I need a referral or prior authorization from my primary care physician before visiting my reproductive endocrinologist?
• Do I have a lifetime maximum benefit for infertility treatment? Does this maximum include medications?
• If so, do I need prior authorization for these drugs? Do I have coverage for infertility drugs (Clomid, Follistim, Fetinex, Gonal F, Profasi...)?
• If prior authorization is required, how and by whom is this accomplished?
• Are there specific pharmacies that participate with my plan?
• Do I have a lifetime maximum benefit for infertility drugs?
• Does my plan exclude coverage for artificial insemination?
• If not excluded, do I need separate prior authorization for this procedure?
• Does my plan exclude coverage for in vitro fertilization?
• If not excluded, do I need prior authorization?
• If prior authorizations are required, request the name and address of whom this is mailed to.